Good morning, St. Augustine.

State regulators said Florida's five largest auto insurers will lower premiums by an average of 6.5% in 2025 due to new tort law changes—eliminating one-way attorney fees and reducing auto-glass lawsuits that had raised costs.

The change follows steep rate increases in past years and aims to return savings to drivers.

The First Coast News School Supply Fundraiser—partnering with United Way—has been collecting monetary donations to help local students get essential supplies and support services.

Funds will be tracked and distributed by United Way teams in local markets until August 11.

Starting today, certain hurricane supplies such as portable generators, batteries, and bicycle helmets are sold tax-free statewide — a change made in Gov. Ron DeSantis' new fiscal budget that replaces the previous two-week tax holiday during hurricane season.

On July 31, during a heat advisory in 66 counties, experts from UF IFAS and the Mayo Clinic explained that women should drink about 11 cups and men about 15 cups daily—water coming from both drinks and foods like fruits and vegetables helps meet the need.

They urged active individuals to use bottles with time markers to maintain hydration—this approach prevents dehydration and heat-related problems.

Brad Paisley Live Concert

7-9 p.m. — The St. Augustine Amphitheatre — $39.75-$79.75 — Experience the electrifying performance of country music star Brad Paisley as he brings his hits to life.

Cypress Hill & Atmosphere: Dank Daze of Summer Tour

6:30-10 p.m. — The St. Augustine Amphitheatre — Tickets $41.80-$88 — Experience a night filled with hip-hop vibes as Cypress Hill and Atmosphere take the stage.

Will Moseley Live Concert

6-7:30 p.m. — Colonial Oak Music Park — Tickets $28.41 — Experience the authentic sound of Southern country artist Will Moseley, known for his powerful vocals and small-town charm.

34th Annual Concerts in the Plaza: Bad Dog Mama

6-8 p.m. — Plaza de la Constitución — Free entry — Enjoy an evening of blues, pop/rock, and Americana at this lively concert in St. Augustine's historic plaza.

Morrow Family Band Live Performance

5-8 p.m. — Guy Harvey Resort St. Augustine Beach — Free entry — Enjoy an evening of local tunes with the Morrow Family Band at the beach.

Zach Deputy Live Performance

6-10 p.m. — Colonial Oak Music Park — $28.41 — Experience a soulful fusion of rhythm and innovation with Zach Deputy's live looping and synth guitar work.

The Red Clay Strays Live Concert

7-8:30 p.m. — The St. Augustine Amphitheatre — Tickets sold out — Experience the vibrant sounds of The Red Clay Strays at a popular local venue.

19th Annual Golf Tournament Fundraiser

7 a.m. – 2:30 p.m. — Slammer & Squire Golf Course — Fundraiser entry fee — Swing for a cause and enjoy a day of fun and friendly competition.

Caamp Concert at The St. Augustine Amphitheatre

6:30-9:30 p.m. — The St. Augustine Amphitheatre — Tickets from $38 — Experience a night of storytelling and melodies with folk band Caamp as they share their hits.

Randall Bramblett Live Performance

8-10 p.m. — Café Eleven Restaurant & Catering — Tickets $25-$40 — Enjoy an evening of live music at this local favorite spot in St. Augustine.